Little Rock Office
Hot Springs Office
Russellville Office
Insurance Coverage Information We Work With
Often, home health care is covered by some form of insurance. Pay options via Care IV may include Medicare, Commercial Insurance, Medicaid, Workman’s Compensation, and Private Pay. Because the Arkansas Department of Health licenses Care IV, the services are more likely to be accepted by carriers for reimbursement. Current commercial insurance contracts include the following:
- Aetna
- Allwell
- BCBS
- BCBS Medipak
- BCBS Out of State
- Empower
- Summit
- Medicare
- Tribute Health
- Tricare East
- Wellcare
- Ambetter
- Arkansas Medicaid
- Workers Compensation
- Excel Health
- Cigna HealthSpring
- QualChoice
Self Pay
Private pay refers to the method of payment under which providers are paid for each service performed. Home care or home health care services are constantly referred to as Private Pay services when paid for privately or “out-of-pocket” by a family or a recipient of care or a fiduciary. These services are paid directly by the patient and his or her family members to the care provider agency or may be covered by long-term care insurance.
Private Sources of Funds:
- The patient’s resources
- Family members’ resources
- Long-term care insurance
Care IV Home Health can assess a patient’s needs and determine if any source can cover the care; if not, Care IV can provide in-home care services that the patient pays for privately. Choosing to stay at home when ill or recuperating, or simply needing assistance with some activities of daily living is possible with the assistance of Care IV Home Health services.